Everhome is part of the mortgage servicing department of Everbank. It has its headquarters in Jacksonville, Florida. Home loans are a part and parcel of life. It becomes convenient when your lender gives you a variety of options to pay your mortgage. With Everhome mortgage, you can choose to pay online, by phone or even by mail.
Everhome Mortgage Payment Solutions
- Paying Online – Online payments are the easiest way to pay your mortgage. It gives you the comfort of paying your loan at your convenience. Also, there are no charges for online payment, however, late payments are charged a penalty of $5.
Everbank has an auto-pay option that automatically pays your mortgage on-time each month. You need to first register for auto-pay option with your user ID and password. Also, you need to provide your loan account number, the last four digits of your Social Security Number and your zip code to make online payments.
Doing so will take away the worry of remembering to pay your monthly bill. You can register for auto-pay online and if you need assistance, the bank officials will be happy to help you.
- Paying by Mail
Those who are not tech savvy and choose to stick to the traditional way of making payments can choose to pay their mortgage by mail. All you have to do is, submit your payments along with your loan account number to the following address:
East Coast Center
P.O. Box 530579
Atlanta, GA 30353-0579
West Coast Center
P.O. Box 79301
City of Industry, CA 91716-9301
301 W. Bay Street
Jacksonville, FL 32202
- Paying by Phone
There may be some customers who feel that paying by phone is a better alternative to mail. Such customers can call 1.800.669.9721 from Monday to Friday between 8am and 9pm ET. Services regarding a loan quote or issues in mortgage loan are all answered here.
Follow the prompts, enter your loan number and you will be directed to payment section. The bank might charge additional fees for using this facility. You can also fax your documents and send it to fax number 1-866-632-9396.
Those who are planning to refinance their loans can contact 1-800-669-7724 from Monday to Friday between 8am and 9pm ET. Customer care officials take up each and every request in the most professional manner.
Unfortunately, the bank does not have a mobile app. However, you can use the Doxo My Account Manager for iPhone and Android users and access your loan account on your mobile.
In short, borrowers of Everbank have a variety of options to make payments. They can even pay through debit card or credit card. The company offers its customers a wide range of borrowing options. Whether it is a new home loan, or a refinance, it assists customers throughout the loan process.
The bank can even help you in getting a home equity loan. You can choose between a fixed APR or a variable APR. You can lower down your payments by opting for a refinance with Everbank. Customers can choose to shrink their loan term or stabilize payments too.
The bank has online calculators that lets you calculate your monthly payments. This will give you a fair idea on how much you can afford. As a mortgage company, it has approximately 400-thousand customers in the United States.
Buying a home is an exciting process that comes with loaded responsibility. It is advised to check your pockets first before hunting for a house. Monthly payments should not be a burden to you. The best home loan is the one which does not strain your budget.